We’ve partnered with Wells Fargo for HVAC financing and Hearth for plumbing, electrical, and other service projects. Whether it’s a repair you didn’t see coming or a planned upgrade, financing can help you move forward without putting the whole cost on your plate at once. Terms are clear, the process is simple, and you’ll know what to expect up front.
Looking for HVAC financing in Central Illinois? We’ve partnered with Wells Fargo and Trane to make it easier to upgrade your system without paying everything up front. By financing your purchase and installation, you’ll get convenient monthly payments and benefits like:
*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit.
Get approved in minutes with a simple process.
Get approved fast and move forward with confidence.
Fit your budget with minimum monthly payments (subject to credit approval).
Stay on track with easy-to-read billing and account management.
Transparent terms with no surprises.
Take advantage of seasonal offers and low-interest plans.
Whether you’re tackling a planned upgrade or an unexpected repair, we’ve partnered with Hearth to make financing simple, no home equity required.*
Use Hearth’s secure online form with no impact on your credit score.
Get approved and receive funds in as little as 24 hours. Most loans are funded in 1–5 days.**
Personal loans through Hearth have clear, predictable terms, so you’ll always know what to expect.
Pay off your loan early anytime without extra fees.
*Subject to credit approval.
**Funding time may vary based on lender and approval details.
Yes. Both Wells Fargo and Hearth allow you to apply and get approved with no obligation to use the loan or credit. It’s a smart way to keep your options open.
Hearth lets you check your rates with no impact on your credit. However, if you move forward with a loan or apply for the Wells Fargo Home Projects Credit Card, a hard credit check will occur, which may temporarily affect your score.
Wells Fargo financing is available for Trane HVAC system installations, upgrades, and in some cases, repairs or accessories. Hearth financing can be used for plumbing, electrical, remodels, and most home improvement projects. Ask us if your project qualifies.
With Hearth, approved funds are typically deposited in 1 to 5 business days, sometimes as fast as 24 hours. Wells Fargo financing is processed directly with your project. No separate payout required.
No. Hearth offers personal loans that do not require home equity. Wells Fargo financing is also unsecured, meaning no collateral is needed.
No. Hearth loans come with no prepayment penalties. You can pay off your balance early without any added fees. For Wells Fargo, the credit card functions like a standard revolving line of credit with no penalty for paying more than the minimum amount.
